Prepaid Card Users Face Higher Fees

Debit card payments set to increase.

WASHINGTON -- Millions of poor Americans who use prepaid debit cards could soon face higher fees.Under a rule to take effect in July, companies that issue debit cards must reduce the fees they char...

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Four Reasons to Sign Up for a Roth TSP

You may not realize it yet, but the long-delayed Roth alternative to the Thrift Savings Plan could be an exciting new addition to your retirement toolkit. I'm actually grinning ear to ear as I con... more.

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10 of the Biggest Money Drains

Before you take another sip of that $5 latte or buy a new shirt, you need to read this: The average personal savings rate for Americans is at its lowest level since 2001 - it fell to 0 percen... more.

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Paycheck Chronicles

Use A CD Ladder For Emergency Funds

One popular strategy for earning higher-than-savings-account interest is a certificate of deposit (CD) ladder.  A CD ladder (or laddered CDs) is a way of purchasing multiple smaller CDs rather than one larger CD, staggering the maturation dates.   There are two main benefits to laddering your CDs:  flexibility and higher interest rates.  While you can [...]

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