Do You Need a POA?
With the highly mobile nature of the military, service members often rely on their family members to take care of their affairs while they're away. To plan for this many use a Power of Attorney (POA) document.
Through the POA the service member, designated as the "principal," may authorize their spouse or next of kin as their "agent" to take care of their financial affairs, including the purchase of life insurance. The POA is a very powerful document because it allows your representative to make major financial decisions on your behalf.
Therefore, it is important to be specific when granting such authorizations. Please visit the AAFMAA website for a sample POA document that we encourage members to use.