The Department of Defense announced the implementation of traumatic injury protection insurance under the Servicemembers' Group Life Insurance (SGLI) program. The following is a summary of Traumatic Injury Protection:
Traumatic Injury Protection insurance, known as TSGLI, is a Servicemembers Group Life Insurance program designed to provide financial assistance to service members during their recovery period from a serious traumatic injury.
TSGLI is not disability compensation and has no effect on entitlement for compensation and pension benefits provided by the Department of Veterans Affairs or disability benefits provided by the Department of Defense. It is an insurance product similar to commercial dismemberment policies.
TSGLI provides money for a loss due to a specific traumatic event while disability compensation is intended to provide ongoing financial support to make upfor the loss in income-earning potential due to service-connected injuries.
TSGLI has a retroactive provision that provides any servicemember, who suffers a qualifying loss between Oct. 7, 2001, and Dec. 1, 2005, willreceive a benefit under the TSGLI program if the loss was a direct result of injuries incurred in Operation Enduring Freedom or Operation Iraqi Freedom.
The Department of Defense developed this program in close coordination with the Department of Veteran's Affairs. The Office of the Under Secretary ofDefense for Personnel and Readiness will closely monitor implementation with the services and make necessary adjustments if required.
For more information, service members should contact their individual service. Points of contact for servicemembers are:
Follow this link for information on contacting the Office of Servicemembers' Group Life Insurance.
Plan would impact retiree's benefits