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Family Servicemembers' Group Life Insurance (FSGLI)

insurance key on computer keyboard
insurance key on computer keyboard

Family Servicemembers' Group Life Insurance (FSGLI) is a program extended to the spouses and dependent children of members insured under the SGLI program. FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses, not to exceed the amount of SGLI the insured member has in force, and $10,000 for dependent children.

Spousal coverage is issued in increments of $10,000, at a monthly cost ranging from $.50 to $5.00 per increment.

Spousal Monthly Premium Rates

Coverage Age of Spouse
< 35 35-39 40-44 45-49 50-54 55-59 > 60
$100,000 $5.00 $6.50 $8.50 $13.00 $25.00 $37.00 $50.00
$90,000 $4.50 $5.85 $7.65 $11.70 $22.50 33.30 $45.00
$80,000 $4.00 $5.20 $6.80 $10.40 $20.00 $29.60 $40.00
$70,000 $3.50 $4.55 $5.95 $9.10 $17.50 $25.90 $35.00
$60,000 $3.00 $3.90 $5.10 $7.80 $15.00 $22.20 $30.00
$50,000 $2.50 $3.25 $4.25 $6.50 $12.50 $18.50 $25.00
$40,000 $2.00 $2.60 $3.40 $5.20 $10.00 $14.80 $20.00
$30,000 $1.50 $1.95 $2.55 $3.90 $7.50 $11.10 $15.00
$20,000 $1.00 $1.30 $1.70 $2.60 $5.00 $7.40 $10.00
$10,000 $0.50 $0.65 $0.85 $1.30 $2.50 $3.70 $5.00

Servicemembers should contact their Personnel Support Center, Personnel Flight, Payroll, and/or Finance Office for SGLI and Family SGLI premium payment information and SGLI and Family SGLI premium refunds.

Servicemembers and their beneficiaries should call, email or write the Office of Servicemembers' Group Life Insurance (OSGLI) for pending SGLI or Family SGLI claims.

Visit the Insurance Center to get information, advice, tips and to learn more about your life, auto, renters, and long-term care insurance options.

OSGLI does not have information concerning SGLI or Family SGLI premium payments, refunds or changes to coverage.

The OSGLI can be reached by the following means:

Toll-free telephone: 1-800-419-1473

Toll-free fax numbers:
Death and accelerated benefits claims only: 1-877-832-4943

All other fax inquiries: 1-800-236-6142

Phone Number: 973-548-5699
Fax Number: 973-548-5300

General Correspondence:
290 West Mt. Pleasant Avenue
Livingston, New Jersey 07039

New VGLI Applications and VGLI Reinstatements:
P.O. Box 41618
Philadelphia, PA 19176-9913

By E-mail:
Death and accelerated benefits claims only:

All other inquiries:

For more details on the SGLI program, see the VA's Life Insurance Program Website.

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