Sign up for the Benefits Newsletter

Related Benefits Articles

  • insurance key on computer keyboard
    Military Life Insurance - SGLI
    Military.com
    SGLI is a program of low cost group life insurance available to all members of the Uniformed Services.
  • An ariman fills out an SGLI form (Photo: AFNS.)
    SGLI Coverage: What You Need to Know
    Military.com
    SGLI coverage, or Servicemembers' Group Life Insurance, gives troops term life insurance coverage up to $400,000 with a low pre...
  • Servicemembers Group Life Insurance adviser.
    Beyond SGLI
    Mike McHugh
    Servicemembers Group Life Insurance (SGLI) is part of a servicemember's employee benefit package, but it has limitations.
  • Serviceman hugging daughter
    Take Cover: SGLI and Supplemental Life
    Navy Mutual
    Your SGLI policy will cover you through the first 120 days after you leave active duty. However, many members of the military c...
  • life insurance and money
    Life Insurance 101: Understanding SGLI
    Mike McHugh
    Life insurance is not a pleasant topic -- but it is an absolute necessity and most families don't have enough.

Most Popular Survivor Benefits Articles

  • Military Funeral Folding Flag
    Surviving Family Benefits
    Military.com
    Survivors get several forms of compensation including Dependent Indemnity Compensation, a Death Gratuity, and TRICARE benefits.
  • Question mark on chalkboard
    The Survivor Benefit Plan Explained
    Military.com
    The Survivor Benefit Plan pays your spouse a monthly payment, protecting survivors against the risks of early death.
  • man in repose at arlington cemetery
    Death Gratuity
    Military.com
    Death gratuity is a one-time tax free payment for survivors to deal with financial hardships due to loss of a servicemember
  • (Photo: Stock image.)
    2017 Survivor's Pension Rates
    Military.com
    The VA Death Pension is a tax-free benefit for low-income, orphans and widows of deceased wartime Veterans.
  • Military funeral Familiy
    Survivor Benefit Plan FAQs
    Military.com
    SBP is a complicated program and their are numerous related questions. See our FAQ for help.

Family Servicemembers' Group Life Insurance (FSGLI)

insurance key on computer keyboard
insurance key on computer keyboard

Family Servicemembers' Group Life Insurance (FSGLI) is a program extended to the spouses and dependent children of members insured under the SGLI program. FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses, not to exceed the amount of SGLI the insured member has in force, and $10,000 for dependent children.

Spousal coverage is issued in increments of $10,000, at a monthly cost ranging from $.50 to $5.00 per increment.

Spousal Monthly Premium Rates

Coverage Age of Spouse
< 35 35-39 40-44 45-49 50-54 55-59 > 60
$100,000 $5.00 $6.50 $8.50 $13.00 $25.00 $37.00 $50.00
$90,000 $4.50 $5.85 $7.65 $11.70 $22.50 33.30 $45.00
$80,000 $4.00 $5.20 $6.80 $10.40 $20.00 $29.60 $40.00
$70,000 $3.50 $4.55 $5.95 $9.10 $17.50 $25.90 $35.00
$60,000 $3.00 $3.90 $5.10 $7.80 $15.00 $22.20 $30.00
$50,000 $2.50 $3.25 $4.25 $6.50 $12.50 $18.50 $25.00
$40,000 $2.00 $2.60 $3.40 $5.20 $10.00 $14.80 $20.00
$30,000 $1.50 $1.95 $2.55 $3.90 $7.50 $11.10 $15.00
$20,000 $1.00 $1.30 $1.70 $2.60 $5.00 $7.40 $10.00
$10,000 $0.50 $0.65 $0.85 $1.30 $2.50 $3.70 $5.00

Servicemembers should contact their Personnel Support Center, Personnel Flight, Payroll, and/or Finance Office for SGLI and Family SGLI premium payment information and SGLI and Family SGLI premium refunds.

Servicemembers and their beneficiaries should call, email or write the Office of Servicemembers' Group Life Insurance (OSGLI) for pending SGLI or Family SGLI claims.

Visit the Military.com Insurance Center to get information, advice, tips and to learn more about your life, auto, renters, and long-term care insurance options.

OSGLI does not have information concerning SGLI or Family SGLI premium payments, refunds or changes to coverage.

The OSGLI can be reached by the following means:

Toll-free telephone: 1-800-419-1473

Toll-free fax numbers:
Death and accelerated benefits claims only: 1-877-832-4943

All other fax inquiries: 1-800-236-6142

Overseas:
Phone Number: 973-548-5699
Fax Number: 973-548-5300

General Correspondence:
OSGLI
290 West Mt. Pleasant Avenue
Livingston, New Jersey 07039

New VGLI Applications and VGLI Reinstatements:
OSGLI
P.O. Box 41618
Philadelphia, PA 19176-9913

By E-mail:
Death and accelerated benefits claims only: osgli.claims@prudential.com

All other inquiries: osgli.osgli@prudential.com

For more details on the SGLI program, see the VA's Life Insurance Program Website.

Military News App by Military.com

Download the new Military.com News App for Android on Google Play or for Apple devices on iTunes!

Featured VA Loan Articles