Prepare your family
Make a Family Emergency Plan. Your family may not be together when disaster strikes, so it is important to know how you will contact one another, how you will get back together and what you will do in case of an emergency. You should also consider:
Prepare Your Business
Businesses have a critical role in preparedness. Putting a disaster plan in motion now will improve the likelihood that your company will survive and recover. Ready Business outlines commonsense measures business owners and managers can take to start getting ready.
Plan to Protect Property
Hurricanes cause heavy rains that can cause extensive flood damage in coastal and inland areas. Everyone is at risk and should consider flood insurance protection. Flood insurance is the only way to financially protect your property or business from flood damage. To learn more about your flooding risk and how to protect yourself and your business, visit the NFIP Web site, www.floodsmart.gov or call 1-800-427-2419.
For more detailed information on how you can protect your property, view the Federal Insurance and Mitigation Administration's printer-friendly handout Avoiding Hurricane Damage
In addition to insurance, you can also:
Hurricane hazards come in many forms: lightning, tornadoes, flooding, storm surge, high winds, even landslides or mudslides can be triggered in mountainous regions. Look carefully at the safety actions associated with each type of hurricane hazard and prepare your family disaster plan accordingly. But remember this is only a guide. The first and most important thing anyone should do when facing a hurricane threat is to use common sense.
Familiarize yourself with the terms that are used to identify a hurricane.
Hurricanes are classified into five categories based on their wind speed, central pressure, and damage potential. Category Three and higher hurricanes are considered major hurricanes, though Categories One and Two are still extremely dangerous and warrant your full attention.
|Scale Number (Category)||Sustained Winds (MPH)||Damage|
Very dangerous winds will produce some damage
Extremely dangerous winds will cause extensive damage
Devastating damage will occur
Catastrophic damage will occur
|More than 155|
Catastrophic damage will occur
FEMA's Emergency Management Institute (EMI) has developed a training program to encourage community hurricane preparedness. This computer-based course provides basic information about dealing with tropical cyclones and hurricanes. Visit www.training.fema.gov/EMIWeb/IS/is324a.asp and select the ‘take this course’ option at the top of the right hand column to take the interactive web-based course.
Federal and National Resources
Find additional information on how to plan and prepare for a hurricane by visiting the following resources:
Encourage Electronic Payments for Federal Benefit Recipients
Keep in mind a disaster can disrupt mail service for days or even weeks. For those who depend on the mail for their Social Security benefits, a difficult situation can become worse if they are evacuated or lose their mail service – as 85,000 check recipients learned after Hurricane Katrina. Switching to electronic payments is one simple, significant way people can protect themselves financially before disaster strikes. It also eliminates the risk of stolen checks.
The U.S. Department of the Treasury recommends two safer ways to get federal benefits:
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