Popular Spouse Benefits Articles

Military Life 101

  • job fair
    Military Spouse Employment 101
    Military.com
    While the military will always throw a monkey wrench in any best-laid plans, your career doesn't have to be one of them.
  • (Photo: U.S. Department of Education)
    Military Spouse Education Help 101
    Military.com
    Good news for you: Being a military spouse can actually make some parts of going back to school easier.
  • (Photo: U.S. Navy)
    Military Life 101
    Military.com
    Military life has a lot of nuts and bolts. You know, the little things that make up just an ordinary day.
  • stack of one dollar bills
    Military Spouse and Family Benefits 101
    Military.com
    Don't know exactly how to get your military spouse and family benefits or want to know more about what they are? Read on.
  • Movers at Scott Air Force Base, Illinois, load up a truck with household goods. Jose Ramirez/Air Force
    Military Spouse and Family Moves 101
    Military.com
    Whether you're an old pro or new to the military moving game, there's stuff to learn about PCSing. Here's our easy PCS 101 guide.
  • (Photo: U.S. Marine Corps/Lance Cpl. Sullivan Laramie)
    Military Family Deployment 101
    Military.com
    Preparing for deployment can seem like an uphill battle. But we've been there. Here's what you need to know.
  • Military family
    Military Family Life 101
    Military.com
    Military life is not easy, but we've got your back. From marriage to kids and parenting, we have the resources you need.

Is It Worth Going Dual Military to Pay for School?

Airman 1st Class Aaron J. Jenne/Air Force

Dear Q&B,

I want to join the Navy. My husband is an active-duty E-6 and he supports my decision, but we have two kids.

The reason why I want to join is because I want to continue my education without worrying about loans and money. I don't want to have to be away from my kids, but it seems like I don't have many choices.

I can't find a job after almost four years of being a stay-at-home mom, and we can't afford college because we have just one income.

Is going dual military worth it?

Sincerely,
Maybe Navy

Dear Navy,

Paying for school is expensive and frustrating, but I think there are better options for you than going dual military just for the tuition assistance and GI Bill benefits.

Consider this: If you do become dual military, you're far from guaranteed co-location with your husband. That means one of you will have to be essentially a single parent in addition to being active-duty Navy.

You'll be required to have a family care plan, which means long daycare hours for your kids or having them live away from you. Also, the Navy is unlikely to approve your tuition assistance request for at least a year, meaning that if you want to serve four years just for the education benefit, you won't even get to take advantage of it the whole time.

So what are some other options? Federal student aid and state aid may help, depending on your location. If your spouse is an E-6, he has probably been in the service long enough to qualify to transfer you his GI Bill. Although he would incur an additional service obligation by doing so, you could start using the benefit immediately and it would cover most, if not all, of your tuition costs, depending on the school.

Another option is to apply for other scholarships. Your on-base spouse club, for example, likely offers an annual scholarship, as do many other organizations. You can find information on those here.

There are plenty of great reasons to join the military, but doing so just for the education benefits may not be your best bet.

Good luck!

Sincerely,
Team Q&B

-- Do you have a question about your benefits? Email the Military.com Questions and Benefits team at questionsandbenefits@military.com.

Related Topics

Questions and Benefits Family and Spouse Spouse Education

Military News App by Military.com

Download the new Military.com News App for Android on Google Play or for Apple devices on iTunes!

Featured VA Loan Articles

  • VA Loan Closing Costs: An Added Benefit
    Besides the advantage of requiring no down payment for qualified VA borrowers, there's also a distinct advantage for the borrow...
  • White suburban home.
    IRRRL Facts for Veterans
    Military.com
    IRRRL stands for Interest Rate Reduction Refinancing Loan,also known as a "Streamline" or a "VA to VA" loan.
  • US Map Showing High Cost Counties
    VA Loan Limits for High-Cost Counties 2017
    Military.com
    The VA loan limit for 2017 is $424,100. But it could actually be substantially more if you buy a home in a high-cost county. Se...
  • Get the FAQs on VA Home Loans
    We've answered 16 of the most frequently asked VA Loan Benefit questions. View them now to get a quick understanding of your be...
  • Top 3 VA Home Loan Tips
    There are numerous advantages to having a VA mortgage. A VA mortgage loan can be guaranteed with no money down, in some cases u...
© 2016 Military Advantage