Credit & Debt Most Popular Articles

Filing a Fraud Alert: Easier Than You Think

As a military retiree and disabled veteran, I have been reading the information about the recent VA ID Theft situation with a growing sense of alarm.  But being a great procrastinator, my first inclination was to blow this off, and go on about my business. After all I have a busy schedule and an ever-growing work list to keep up with; I don't have time to worry about filing a fraud alert. Besides there are over 26.5 million of us on this list -- I'll never get through to file a fraud report.

But, as I thought more about my own experience in dealing with clearing fraudulent credit reporting issues -- a state tax lien for a state I didn't live in -- I realized how difficult this would be to deal with if I didn't take care of it right away. So I called one of the "Big Three" credit reporting agencies and found out that I could file my fraud alert online in just a few minutes.

I quickly went to their website and filled out a short form with my name, address, social security number, date of birth, employer, and phone number. Then I had to verify my identity by answering four questions about my current credit situation; questions like "What is your current mortgage payment?" and "How much is your truck payment?"

Within five minutes I had filed my fraud alert and was given a free online copy of my credit report.  Thankfully I can report that there was nothing unexpected on my report and I can relax knowing that my credit rating is safe.

Do yourself a favor, if you haven't taken action on this matter you need to as soon as possible.  File a fraud alert, it's painless and can give you the assurance that your credit is protected.

Note: If you are squeamish about giving your social security number and personal information online you can do this all over the phone.

Military News App by Military.com

Download the new Military.com News App for Android on Google Play or for Apple devices on iTunes!

Featured VA Loan Articles

  • VA Loan Closing Costs: An Added Benefit
    Besides the advantage of requiring no down payment for qualified VA borrowers, there's also a distinct advantage for the borrow...
  • White suburban home.
    IRRRL Facts for Veterans
    Military.com
    IRRRL stands for Interest Rate Reduction Refinancing Loan,also known as a "Streamline" or a "VA to VA" loan.
  • US Map Showing High Cost Counties
    VA Loan Limits for High-Cost Counties 2017
    Military.com
    The VA loan limit for 2017 is $424,100. But it could actually be substantially more if you buy a home in a high-cost county. Se...
  • Get the FAQs on VA Home Loans
    We've answered 16 of the most frequently asked VA Loan Benefit questions. View them now to get a quick understanding of your be...
  • Top 3 VA Home Loan Tips
    There are numerous advantages to having a VA mortgage. A VA mortgage loan can be guaranteed with no money down, in some cases u...
© 2016 Military Advantage