Banking and Savings Most Popular Articles

  • UsingATMs
    Top Five Military Banks and Credit Unions
    Military.com|
    If you're in the military or are a veteran and are looking for a bank, this list is for you.
  • cash payment
    5 Strategies to Pay for College Today
    Military.com|
    To help streamline your college banking and find the cash to pay for an education in today's economy, here are five methods and...
  • ATM
    10 Best Military Banks of 2015
    Military.com|
    A study investigated more than 30 military banks and credit unions, and came up with this top 10 list.
  • 70 ways to save money
    70 Easy Ways to Save Money
    Jeff Rose
    Here are 70 ways you can save money in the four biggest budget categories: food, transportation, housing, and health.
  • Pros and Cons of Online Banking
    Military.com
    Consumers view online banking as a quick way to pay bills and check their finances. However there are a few drawbacks to online...

Contributor

Savings.com is a discount and savings website that scours the web to find top offers in every category from designer clothes and baby gear to big screen TVs and gourmet food. Its mission is to offer consumers the straightest, simplest road to the best deals online. Recently, they developed the app Favado which helps consumers save up to 50% on their groceries.

Three Easy Ways to Avoid Overspending

Money

This article originally appeared on Savings.com.

So I walked into Target the other day. I went in with a purpose. That purpose was to get exactly one thing. There was one thing that I needed, and that was all I was going to get. As soon as I walked in, three other items called to me...beckoning me to come hither and purchase. By the time I left Target, I had six extra items in addition to the one thing I went in for.

Sigh...it happens even to the best of us, no matter how good our intentions are to not overspend. So here are a couple of tips to keep in mind this holiday season to help you keep more moolah in that pocket of yours, and more products on the shelves of the store.

1. Learn to develop the super-human power known as "tunnel-vision."

Yeah, that ability seems to escape me most days, but I'm working on it. Go in with your purpose and just don't look elsewhere. Avoid eye content with all products that should not be placed in your shopping cart.

The same goes for shopping online. Don't look! I see you over there browsing those deals on Amazon, even though your shopping list is completed. Don't do it! Let's start an anonymous support group. We'll get through this together!

2. No touchy!

Studies have shown that customers who actually pick up an item or try something on are more likely to buy said product. No touching, no buying. Seems simple enough...but those sock monkey slippers are just so cute and fuzzy looking...no...I shall resist...I'm not going to touch!

3. Have your list and use it, too.

Seriously, I save the most money when I have a very specific budget and list in hand. Couponing did wonders for my family. When I'm doing a couponing trip, I have a goal in mind...I am getting these specific items, using these coupons, and am going to walk out of the store spending xx.xx amount. It works like a charm! 

Just combine these three, and you should be well on your way to avoiding overspending. See you at our next "Overspenders Anonymous" meeting!

You can learn tips like this and more at a Couponing Class in your area. What are some of your tips for avoiding overspending this holiday season?

Crystal Collins is an Atlanta local, adventurer, a health advocate and thrifty as can be. Check her out on her blog TheThriftyMama.com.

Related Topics

Personal Finances

Military News App by Military.com

Download the new Military.com News App for Android on Google Play or for Apple devices on iTunes!

Contributor

Savings.com is a discount and savings website that scours the web to find top offers in every category from designer clothes and baby gear to big screen TVs and gourmet food. Its mission is to offer consumers the straightest, simplest road to the best deals online. Recently, they developed the app Favado which helps consumers save up to 50% on their groceries.

Featured VA Loan Articles

  • VA Loan Closing Costs: An Added Benefit
    Besides the advantage of requiring no down payment for qualified VA borrowers, there's also a distinct advantage for the borrow...
  • White suburban home.
    IRRRL Facts for Veterans
    Military.com
    IRRRL stands for Interest Rate Reduction Refinancing Loan,also known as a "Streamline" or a "VA to VA" loan.
  • US Map Showing High Cost Counties
    VA Loan Limits for High-Cost Counties 2017
    Military.com
    The VA loan limit for 2017 is $424,100. But it could actually be substantially more if you buy a home in a high-cost county. Se...
  • Get the FAQs on VA Home Loans
    We've answered 16 of the most frequently asked VA Loan Benefit questions. View them now to get a quick understanding of your be...
  • Top 3 VA Home Loan Tips
    There are numerous advantages to having a VA mortgage. A VA mortgage loan can be guaranteed with no money down, in some cases u...
© 2016 Military Advantage