SBP Coverage and Benefits

Survivor family hugging each other.

When you retire, you may be able to elect any of several Survivor Benefit Plan options, which are listed below. SBP elections cannot be canceled or changed after retirement except in specific instances such as a change in your marital status or after the loss of a beneficiary.

At retirement, full basic SBP for spouse and children will take effect automatically if you make no other valid election. You may not reduce or decline spouse coverage without your spouse's written consent. If you have a former spouse, it may affect your options.

Select one of the SBP options for specifics on costs and benefits for that option:

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