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Student Loan Repayment Program 
Find out how joining the military can give you perminant relief for your Student Debt burden.


The Armed Forces Offer Relief for Student Loan Debt

Student Loan Repayment Program

Are you worried about paying off student loans? With the cost of a college education on the rise, many students and recent college graduates are finding themselves overwhelmed by debt. The Armed Forces can help you manage your college debt with special loan repayment programs for qualified students.

Many people are not aware that the Army, Navy and Air Force recruiters can offer you special programs for repaying student debt.

The Army's Loan Repayment Program (LRP) is a special enlistment incentive that the Army offers to highly qualified applicants at the time of enlistment. Under the LRP, the Army will repay up to $65,000 of a soldier's qualifying student loans.

Huge Education Discounts
Your GI Bill and Tuition Assistance can get you huge discounts on college tuition. Find out how much money you can save while using the benefits you've earned! More...

Army Eligibility
To be eligible for the Army LRP you must:

  • Decline enrollment in the Montgomery GI Bill in writing, using DD Form 2366
  • Have LRP guaranteed in writing in the enlistment contract (DA Form 3286-66).
  • Be a non-prior service accession.
  • Enlist with a high school diploma.
  • Have an Armed Forces Qualification Test score of 50, or higher on the Armed Services Vocational Aptitude Battery (ASVAB).
  • Enlist in one of the critical military occupational specialties (MOS). These MOS change quarterly. The local Army recruiter will have the current list.
  • Possess a loan that was made, insured, or guaranteed under the Higher Education Act of 1965, Title IV, Part B, D, or E prior to entering active duty.

To get up to date information on which career fields (MOS) qualify contact your nearest Army recruiting office today. See this page for more details.


The Navy's Loan Repayment Program (LRP) will also pay for up to $65,000 of loans acquired from a post-secondary education. The LRP is available to all active Navy enlisted positions! See this page for more details.

Navy Eligibility Requirements
You should talk to your Navy recruiter to see if your situation qualifies for the loan repayment program. Your recruiter can also help you explore other opportunities the Navy has to offer.

Air Force
The College Loan Repayment Program (CLRP) is a program created for all non-prior service persons considering enlistment in the Air Force. If you have taken some college courses and have accumulated debt, this great program may be for you. Participants must sign up for this program when signing the enlistment contract. Under CLRP repayment maximum is $10,000 per recruit. Go to the "Education" section of the Air Force site for more details.

Air Force Eligibility Requirements
To find out how you can earn money for college with the Air Force, contact an advisor today.

Here is how it works:
After each completed year of active duty your service branch will make a payment of 33-1/3 percent or $1,500, whichever is greater, on the total remaining original unpaid principal balance.

Members of the U.S. Military are also eligible for either deferment or forbearance, click here to learn more. Or contact a Federal Student Aid Customer Service Representative for more information about how to manage your student loan debt at 1-800-848-0979 or visit the Federal Student Aid web page.

Click here if you want more information on how to use your military benefits to return to school, finish your degree, and defer your outstanding Student Loans.

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