In addition to the pensions and benefits to which you may be entitled because of both public and private employment, you may also be eligible for certain benefits based on your military service.
VGLI coverage is issued in multiples of $10,000 up to a maximum of $400,000. However, a servicemember's VGLI coverage amount cannot exceed the amount of SGLI they had in force at the time of separation from service.
Within approximately 45 to 60 days following your separation from service, you should receive an application from OSGLI.
You have one year and 120 days from your date of separation from service to apply for VGLI. After this, you are no longer eligible for VGLI. There are different criteria for applying within 120 days from your date of separation or after 120 days from your date of separation as noted below:
If you submit a VGLI application within 120 days following separation from service, please submit the application along with the first month's premium. You do not need to provide evidence of good health.
If you submit a VGLI application between 120 days and one year and 120 days after separation from service you need to provide proof of good health and enclose the first month's premium with your application.
Note: Your application may be disapproved if you are not in good health.
If you do not receive an application from OSGLI in the mail, you may apply for VGLI using a form SGLV 8714, Application for VGLI. If you use this form, you need to enclose a copy of your DD 214 or other equivalent proof of service.
To be eligible, a member must apply for VGLI within the following time limits:
Visit the Military.com Insurance Center to get information, advice, tips and to learn more about your life, auto, renters, and long-term care insurance options.
Once your VGLI application is approved, the OSGLI will send you (the insured) a certificate of coverage and you will begin receiving bills on a monthly basis (unless you are a retiree and choose to have the premium payments taken directly from your retirement pay).
There are several options available for the payment of premiums. For some of these options the insured may benefit from a discount of premiums. Visit the VGLI website to get the latest premium and rate information.
Follow this link for information on contacting the Office of Servicemembers' Group Life Insurance.