VA Loan Overview: Benefits, Eligibility & How to Get Started

A VA loan is a home loan benefit for eligible service members, veterans, and surviving spouses, offering competitive rates, no down payment options, and limited closing costs.

Why Choose a VA Loan?

VA loans offer unique benefits designed to make homeownership more accessible for the military community.

No Down Payment Required*
No Private Mortgage Insurance (PMI)
Competitive Interest Rates
Limited Closing Costs
Flexible Credit Guidelines

* While VA loans generally allow eligible borrowers to purchase a home with no down payment, lender requirements and individual circumstances may vary.

How the VA Loan Process Works

Buying a home with a VA loan follows a straightforward process designed to help eligible borrowers move from application to closing with fewer barriers.