Paycheck Chronicles

31 January 2014 Military Pay


The next regular, active duty military payday is Friday, 31 January 2014.  When will your pay be available in your bank account?  The date and time of your deposit will depend on your bank, its policies, and some random variables.   Most banks and credit unions deposit active duty military pay on the actual payday.  However, some companies offer early direct deposit as a benefit to their customers.

One Business Day Early

The most common early direct deposit set-up is where the bank or credit union credits the pay deposit one business day early.  The two big banks that pay one business day early are USAA and Pacific Marine Credit Union.  For this pay period, one business day early equals Thursday, 30 January 2014.

Service Credit Union

Service Credit Union's policy is more flexible than most others.  Service Credit Union posts active duty military pay "up to two business days" prior to the actual payday, if the payroll information is received early.  Service Credit Union does not guarantee that the pay will be deposited early.

Service Credit Union members with active duty military pay could see their mid-month pay credited as early as Wednesday, 29 January 2014.

Navy Federal Credit Union

Navy Federal Credit union has two different paydays depending on which type of account you use.  Also, it is important to understand that NFCU (usually) show pays as pending on the day before it will actually be available.  It is posted during the overnight hours and available for use on the next business day.

So, when will you get paid?  NFCU members who use Active Duty checking accounts will see their pay pending on Wednesday, 29 January 2014, to be posted overnight and available for use on Thursday, 30 January 2014.  NFCU members who use any other type of checking account will see their pay pending on Thursday, 30 January 2014, to be posted overnight and available for use on Friday, 31 January 2014.

Curious about the time of your pay?  It can vary from payday to payday.  See When Will I Get Paid? for more information.

Payday passed, and still no deposit in your account?  Check out Why Hasn't My Pay Been Deposited? to figure out how to proceed.


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