For those of you in the US, there are just a few more hours left to do last minute holiday shopping. This is the time that many of us suddenly blow the budget. Don't be one of those people! If you've already overspent, no need to make things worse. If you've kept your spending in line, don't wreck it now. I was out earlier and it was so tempting to buy many things that were not on my list and that we didn't need. I got out without serious incident and I'm glad for it now. I'll be really glad for it in a week when I balance my checkbook. Buying more stuff is not going to make this Christmas any different, so why do it?
Have a Merry Christmas, Happy Hanukkah, Joyful Kwanzaa, or Frolicking Festivus, just don't spend all your money!