If you read enough personal finance, you will find that nearly all the experts agree on one thing: don't buy the extended warranties offered with products such as televisions, computers, dishwashers, etc. I am going to have to disagree - I am gradually turning into a big fan of extended warranties.
In the last month, I have had Sears replace my four year old fridge for free, due to the extended warranty I purchased. And last night, my cat somehow popped two keys off of my laptop in some odd way that I can't get them to pop back on. Thank goodness I sprung for the extended warranty on this, too. Yes, the fridge warranty was four hundred-some dollars, but it replaced a four year old $1600 refrigerator. And the computer...I can't remember the exact amount of the warranty, but it was a heck of a lot less than the cost of a new computer. (I'm hoping they'll fix all the other keys I've worn out, also.)
I'm curious your experiences with extended warranties. Yes, there are always those extended warranties that you buy but never use. However, I have found that I use them well over 50% of the time that I buy them. What do you think?