Paycheck Chronicles

Personal Finance Camp 09/05/2008

Pfc_2Do you have an emergency savings account or emergency fund?  Experts recommend that you have 3-6 months of living expenses in a savings account for emergencies.  That sounds a little overwhelming to most of us, especially if you don't have any savings at all.  Make a goal to save one month's expenses to start.  Start a separate savings account and set up automatic transfers to it.  Even $10 each pay day will add up quickly, and you can add any extra funds to reach your goal faster.

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