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VA Loan Regional Center Spotlight: Houston

Houston, Texas skyline
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When applying for a VA loan, it's important to remember that an appraiser is always required to estimate the true value of the home. Their decision affects the bottom line: the VA will only back a loan to the maximum value of the home. It may come as a surprise, but where you live can affect appraiser fees. The VA has a few regional loan centers that handle multiple states, and their standards set the bar on how much you pay for the appraiser to look at the home.

This week's regional center spotlight: Houston

To contact the Houston regional loan office, review the following phone numbers:

Loan Production - (713) 383-1853 Loan Administration - (713) 383-1852 Construction and Valuation - (713) 383-1855 Specially Adapted Housing - (713) 383-1858

States handled:

  • Arkansas
  • Louisiana
  • Oklahoma
  • Texas

Timeliness Requirements

Liquidation apprisals - 5 business days Origination appraisals (LAPP/IND) - 10 business days

  AR LA OK Houston Waco
Single Family (Existing, Proposed, and Liquidation) $400 $400 $400 $400 $400
Two Units $450 $500 $450 $450 $450
Three Units $450 $500 $450 $500 $500
Four Units $450 $500 $450 $550 $550
Condominium $400 $425 $450 $425 $450

Other Fees

  • Compliance Inspection: $100 for all locations.
  • Mileage: Must be authorized in advance by the Houston office.
  • Late Fees: A reasonable late fee may be charged if payment has not been made within 30 days of billing. Late fees may not be charged to the veteran and VA will not assist in the collection of late fees.

Related Topics

VA Loan