While everyone in the military knows that pay days are generally on the 1st and 15th of the month, the actual pay doesn't always land in your account on those dates because of weekends and holidays.
What many people are not aware of is the fact that if they have an account with Navy Federal Credit Union, their pay will be in their account before pay day.
In fact, sometimes your pay will be in the bank Friday when the regular military pay day is Monday.
These dates are for Navy Federal members who have Active Duty Checking accounts.
*Editor's note: As of Jan. 16, two of the regular military pay dates listed on Navy Federal's calendar in May and June differ from dates published by the Defense Finance and Accounting Service. Please check back for clarification.
2026 NFCU Pay Dates
| Month | Military Payday | Money Available in NFCU |
| January | Jan. 15 | Jan. 14 |
| Jan. 30 | Jan. 29 | |
| February | Feb. 13 | Feb. 12 |
| Feb. 27 | Feb. 26 | |
| March | Mar. 13 | Mar. 12 |
| Apr. 1 | Mar. 31 | |
| April | Apr. 15 | Apr. 14 |
| May 1 | Apr. 30 | |
| May | May 15 | May 14 |
| May 30* | May 29* | |
| June | June 13* | June 12* |
| July 1 | June 30 | |
| July | July 15 | July 14 |
| July 31 | July 30 | |
| August | Aug. 14 | Aug. 13 |
| Sep. 1 | Aug. 29 | |
| September | Sep. 15 | Sep. 12 |
| Oct. 1 | Sep. 30 | |
| October | Oct. 15 | Oct. 14 |
| Oct. 30 | Oct. 29 | |
| November | Nov. 13 | Nov. 12 |
| Dec. 1 | Nov. 28 | |
| December | Dec. 15 | Dec. 12 |
| Dec. 31 | Dec. 29 |
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