I'm very excited to be hosting my first blog carnival, and I'm quite glad that it is the Festival of Frugality because it was one of the first carnivals I ever entered.  There are a ton of fantastic…, Graduating and moving on to the next stage of your life:, Raymond presents Personal Finance Books Top Picks posted at Money Blue Book . Nate Desmond presents 9 Essential Free Programs Every College Student Must Have  posted at Debt-free Scholar . Momma…, Going Green:, GrrlScientist presents Meme: My Earth Day Resolutions  posted at Living the Scientific Life .   Wren Caulfield presents Why Commute by Bike?  posted at True Adventures in Money Hacking . Erin aka…, Growing Up (and on to more complicated stuff):, Mark Aucamp presents Credit crunch means talking about money and the lack of it  posted at Money Saving Expert . Investing School presents OptionsXpress Review  posted at Investing School .  Neal…, Getting Out:, anotherjen presents The Next Rich Girl: 7 Cheap Luxuries to Soothe the Recessionista's Soul  posted at The Next Rich Girl .  J. Money presents Life Experiences Far Outweigh The Cost of Attaining Them…, Submit, your blog article to the next edition of, Festival of Frugality, using our Submit an entry to carnival submission form . Past posts and future hosts can be found on our Blog Carnival index for blog carnival index page .