Paycheck Chronicles

2015 Navy Federal Pay Posting Calendar

See 2016 Navy Federal Pay Deposit Dates here.

Navy Federal Credit Union (NFCU) has released their 2015 pay posting calendar.    Because of the way it is placed within the website, I can not link to it directly.  In order to see it yourself, you have to go to the to main Navy Federal webpage and click on the tab labelled Products and Services.  A drop down menu will open, and you need to select Checking.  Once that page is open, there are five types of checking accounts shown.  Click the words Active Duty Checking (not the "open now" button) and then on the page that opens, scroll down just a smidge.  In the middle of the page, there is a link for NFCU Military Active Duty Posting Calendar 2015. This will open up another window on top of the window you already have open. Whew!

If that makes you crazy, you can use the screenshot that I’ve copied here.  I had to do it in two screen shots, one for each half of the year.  You can click on the image to make it open larger.  Once it is open, you might have to click on the magnifying glass to read it clearly.

 

2015 NFCU 1st half

 

2015 NFCU 2nd half

There are a couple of know when reading a Navy Federal pay posting calendar..  First, Navy Federal has two different paydays, depending on the type of account you use for your direct deposit.  If you are not sure about this, please read NFCU Checking Accounts:  Active Duty vs. Others.  Second, please remember that your pay is not available for use until the day after it shows as pending in your account.  Deposits are pending, then post overnight for use the next day.

As always, twice a month doesn't mean that you'll be paid every two weeks.  In fact, some pay periods can be quite long.  Months with 31 days (there are six of them!), weekends, and holidays, can all make the pay schedule seem crazy.  A few particularly long pay periods  in 2015:

Active Duty Checking

March 12th to March 31st, 19 days long

December 12th to December 30th, 18 days long

Any Other Kind Of Checking

March 13th to April 1st, 19 days long

June 13th to July 1st, 18 days long

November 13th to 1 December, 18 days long

This is the normal ebb and flow of a twice-a-month payday.  Don't make it in to an emergency, or some sort of political issue.  Just plan for it!

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