I know it is only mid-October, but the holidays are coming quickly. If you have credit card rewards or other types of bonuses (like MyPoints or Ebates) that you have been saving for holiday spending, you need to get the redemption process rolling today. Cash in your credit card points for gift cards or whatever it is going to make your holidays better. It often takes a few weeks for those gift cards or rebates to arrive and you don't want to be scrambling in mid-December.
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