Don't you hate those articles that tell you to switch to generic toilet paper and stop buying overpriced coffees? I see the purpose, because a lot of people don't realize that those things can save them money and also because it helps build a mindset of being thoughtful with your money. But seriously, I'm looking for real, substantial steps to help chip away at debt.
Fortunately, DR at Dough Roller has put together a truly useful list of steps that you can take to get your debt under control. I've used several of these steps myself, particularly step #1: Put your debts on paper. I can't emphasize that enough. I don't know if it is the realization of seeing it all written down that motivates you to get moving, but it seems to help a lot.
DR includes lots of good action items in this timeless piece on debt reduction. If you are looking for some new inspiration or a fresh perspective, this might be a good place to start.
