When you first apply for a VA home loan there is an area on the application where you indicate you're applying for a VA mortgage as well as a space showing you’ll be occupying the property. But are there any instances when you can use a VA mortgage to buy a home and not move in right away? Actually there are, but there are some things you need to know in advance before making that offer. For more details, see this Military.com article. For more VA loan guides and resources, visit the Military.com VA Loan section.