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There are numerous advantages to having a VA mortgage. A VA mortgage loan can be guaranteed with no money down, in some cases up to $417,000. There is also no private mortgage insurance requirement. Here are 3 Tips to prepare for using your VA Loan. Tip #1, Check Your Credit. Tip #2 Get Pre-Approved. Tip #3 Choose Wisely ? Fixed or Adjustable Rate Loan? View the full article on Military.com.