Tricare Select Details

Tricare Select is a fee-for-service insurance plan that lets you see any doctor. If you visit a network doctor you normally will only have to pay a small copay when you visit. This plan is available to family members, veterans, and retirees. It is available worldwide.

If you visit a non-network doctor you may have to pay all charges up-front and file a claim with Tricare for reimbursement. 

Enrollment Fee

For ALL active duty family members there is no enrollment fee.

For family members of veterans/retirees who joined the military before 2018 there is no enrollment fee. For family members of veterans/retirees who join the military in 2018 or later there is a $471 individual or $942 family enrollment fee each year.

Deductible

The annual deductible amount is what you pay out-of-pocket before Tricare makes any payments. The deductible amounts are:

When the member joined before 2018:

• Active duty family members - sponsor rank E-4 and below:
  • $50 Individual
  • $100/Family
• Active duty family members - sponsor rank E-5 and above:
  • $150 Individual
  • $300 Family
• All Others:
  • $150 Individual
  • $300 Family

When the member joined on or after 2018:

• Active duty family members - sponsor rank E-4 and below:
  • $52 Individual
  • $104 Family
• Active duty family members - sponsor rank E-5 and above:
  • $156 Individual
  • $313 Family

• In-network
  • $156 Individual
  • $313 Family
• Out-of-Network:
  • $313 Individual
  • $626 Family

Copay Amounts

A copay is what you are usually required to pay when you visit a doctor, the hospital, or receive any healthcare service.

Catastrophic Cap

This is the maximum amount you will pay out-of-pocket annually for all healthcare, no matter what. The catastrophic cap resets each year.

When member joined the military before 2018

• Active Duty Families: $1,000
• All Others: $3,000

When member joined the military in 2018 or later

• Active Duty Families: $1,000
• All Others: $3,598

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