Tricare Select Details

Tricare Select is a fee-for-service insurance plan that lets you see any doctor. If you visit a network doctor you normally will only have to pay a small copay when you visit. This plan is available to family members, veterans, and retirees. It is available worldwide.

If you visit a non-network doctor you may have to pay all charges up-front and file a claim with Tricare for reimbursement. 

Tricare Groups

Tricare has two groups of members: Group A consists of those who entered the service before Jan. 1, 2018 and Group B is those who entered after that date.

Enrollment Fee

For active duty members and their family members there is no enrollment fee.

For family members of retirees in Group A the enrollment fee is $158 annually for an individual and $317 for a family in 2022. 

For family members of veterans/retirees in Group B there is a $504 individual or $1,008 family enrollment fee each year.

Retirees must pay their enrollment fee via allotment from their retired pay.

Deductible

The annual deductible amount is what you pay out-of-pocket before Tricare makes any payments. The deductible amounts are:

Group A:

• Active duty family members - sponsor rank E-4 and below:
  • $50 Individual
  • $100/Family
• Active duty family members - sponsor rank E-5 and above:
  • $150 Individual
  • $300 Family
• Retirees:
  • $150 Individual
  • $300 Family

Group B:

• Active duty family members - sponsor rank E-4 and below:
  • $56 Individual
  • $112 Family
• Active duty family members - sponsor rank E-5 and above:
  • $168 Individual
  • $336 Family
• Group A Retirees:
  • $150 Individual
  • $300 Family
• Group B Retirees:
  • $168 Individual
  • $336 Family

Catastrophic Cap

The catastrophic cap is the maximum out-of-pocket amount you have to pay for Tricare covered services. This amount resets every year. The current catastrophic cap amounts are: 

• Active Duty Group A: $1,000
• Active Duty Group B: $1,120
• Retired Group A: $3,706
• Retired Group B: $3,921

Copay Amounts

A copay is what you are usually required to pay when you visit a doctor, the hospital, or receive any healthcare service. These amounts are for in-network care.

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