TRICARE Select Details

TRICARE Select is a fee-for-service insurance plan that lets you see any doctor. If you visit a network doctor you normally will only have to pay a small copay when you visit. This plan is available to family members, veterans, and retirees. It is available worldwide.

If you visit a non-network doctor you may have to pay all charges up-front and file a claim with TRICARE for reimbursement. 

Enrollment Fee

For ALL active duty family members there is no enrollment fee.

For family members of veterans/retirees who joined the military before 2018 there is no enrollment fee. For family members of veterans/retirees who join the military in 2018 or later there is a $450 individual or $900 family enrollment fee each year.

Deductible

The annual deductible amount is what you pay out-of-pocket before TRICARE makes any payments. The deductible amounts are:

• Active Duty Family Members (sponsor rank E-4 and below):
  • $50 Individual
  • $100/Family
• Active Duty Family Members (sponsor rank E-5 and above):
  • $150 Individual
  • $300 Family
• All Others:
  • $150 Individual
  • $300 Family

For veterans and their families (when the member joined on or after 2018)

• In-network
  • $150 Individual
  • $300 Family
• Out-of-Network:
  • $300 Individual
  • $600 Family

Copay Amounts

A copay is what you are usually required to pay when you visit a doctor, the hospital, or receive any healthcare service.

Catastrophic cap

This is the maximum amount you will pay out-of-pocket annually for all healthcare, no matter what. The catastrophic cap resets each year.

When member joined the military before 2018

• Active Duty Families: $1000
• All Others: $3000

When member joined the military in 2018 or later

• Active Duty Families: $1000
• All Others: $3500