TRICARE Select is a fee-for-service insurance plan that lets you see any doctor. If you visit a network doctor you normally will only have to pay a small copay when you visit. This plan is available to family members, veterans, and retirees. It is available worldwide.
If you visit a non-network doctor you may have to pay all charges up-front and file a claim with TRICARE for reimbursement.
Enrollment Fee
For ALL active duty family members there is no enrollment fee.
For family members of veterans/retirees who joined the military before 2018 there is no enrollment fee. For family members of veterans/retirees who join the military in 2018 or later there is a $450 individual or $900 family enrollment fee each year.
Deductible
The annual deductible amount is what you pay out-of-pocket before TRICARE makes any payments. The deductible amounts are:
- Active Duty Family Members (sponsor rank E-4 and below):
- $50 Individual
- $100/Family
- Active Duty Family Members (sponsor rank E-5 and above):
- $150 Individual
- $300 Family
- All Others:
- $150 Individual
- $300 Family
For veterans and their families (when the member joined on or after 2018)
- In-network
- $150 Individual
- $300 Family
- Out-of-Network:
- $300 Individual
- $600 Family
Copay Amounts
A copay is what you are usually required to pay when you visit a doctor, the hospital, or receive any healthcare service.
Service |
Those who entered service before Jan. 1, 2018 |
Those who entered service after Dec. 31. 2017 |
Network Provider |
Active Duty Family Members:
All Others:
|
Active Duty Family Members:
All Others:
|
Non-Network |
Active Duty Family Members:
All Others:
|
Active Duty Family Members:
All Others:
|
Catastrophic cap
This is the maximum amount you will pay out-of-pocket annually for all healthcare, no matter what. The catastrophic cap resets each year.
When member joined the military before 2018
- Active Duty Families: $1000
- All Others: $3000
When member joined the military in 2018 or later
- Active Duty Families: $1000
- All Others: $3500