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Special Survivor Indemnity Allowance

Stretching a budget. Getty Images
Stretching a budget. Getty Images

The Special Survivor Indemnity Allowance (SSIA) is for surviving spouses who are beneficiaries of a Survivor Benefit Plan (SBP) annuity and that SBP annuity is partially or fully offset by a Dependency and Indemnity Compensation (DIC) payment.

For more information see our SSIA page.

Surviving spouses whose SBP annuity is suspended due to remarriage prior to age 55 are not eligible for SSIA during the suspension. If the surviving spouse regains eligibility for SBP and DIC, they will also regain eligibility for SSIA.  The SBP annuity for children is not offset by DIC, so child SBP beneficiaries are not authorized SSIA. 

Surviving spouses whose SBP annuity is fully or partially offset by DIC are not required to apply for SSIA.  The Defense Finance and Accounting Service (DFAS) will automatically pay SSIA to surviving spouses whose SBP accounts show a DIC offset of their spouse SBP annuity.  However, if you never applied for the SBP annuity, DFAS will not have an account to identify you as an SBP beneficiary eligible for payment of SSIA.  If you need to apply for SBP, contact your Retirement Services Office:

Army Retirement Services Office Air Force Retirement Services Office Coast Guard Retirement Services Office Marine Corps Retirement Services Office Navy Retired Activities Office

Surviving spouses, whose SBP annuity is completely offset by DIC, need to ensure DFAS has valid direct deposit account information or mailing address.  Without valid account information or check address, DFAS won't be able to pay the SSIA.  You can update your account information or check address by contacting DFAS at 800-321-1080.

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Military Retirement