Special Survivor Indemnity Allowance (SSIA)

Man Navigating Maze of Money and Benefits
Helping You Navigate the Maze of Money and Benefits

A survivor can't get both Survivor Benefit Plan (SBP) payments and Dependency and Indemnity Compensation (DIC) at the same time, this is called double-dipping, getting more than one benefit for the same reason. This is prevented by federal law.

Therefore, if a survivor gets SBP and is authorized DIC, DFAS will deduct the DIC amount from all SBP payments and pay the remaining amount of the SBP to the survivor. This is called the SBP/DIC offset.

In the absence of a law authorizing survivors to get both benefits at once, Congress has authorized the Special Survivor Indemnity Allowance (SSIA) to partially reduce the offset. 

Surviving spouses whose SBP payments have been offset (partially or totally) as a result of receiving DIC are eligible for SSIA. Monthly payments are taxable and are a maximum of $318 for 2019. The payments are linked to the military retirement COLA, meaning they may increase annually.

Learn more about the Survivor Benefit Plan:

Stay on Top of Your Veteran Benefits

Military benefits are always changing. Keep up with everything from pay to health care by signing up for a free Military.com membership, which will send all the latest benefits straight to your inbox while giving you access to up-to-date pay charts and more.

Show Full Article