Special Survivor Indemnity Allowance (SSIA)

Grieving widow in cemetery
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A survivor can't get both Survivor Benefit Plan (SBP) payments and Dependency and Indemnity Compensation (DIC) at the same time, this is called double-dipping, getting more than one benefit for the same reason. This is prevented by federal law.

Therefore, if a survivor gets SBP and is authorized DIC, DFAS will deduct the DIC amount from all SBP payments and pay the remaining amount of the SBP to the survivor. This is called the SBP/DIC offset.

In the absence of a law authorizing survivors to get both benefits at once, Congress has authorized the Special Survivor Indemnity Allowance (SSIA) to partially reduce the offset. 

Surviving spouses whose SBP payments have been offset (partially or totally) as a result of receiving DIC are eligible for SSIA. Monthly payments are taxable and are a maximum of $327 for 2021. The payments are linked to the military retirement COLA, meaning they may increase annually.

Learn more about the Survivor Benefit Plan:

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