Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

a printed sheet of paper labeled "debt forgiveness" is pictured on a desk

Ask Lacey: Are Ads for 'Veteran Credit Forgiveness' Legit?

Most of these ads are not what they seem, and you're right to question them.

The front of a medical building appears with the sign "Clinical Annex."

Ask Lacey: Should I Stay Signed Up for Medicare Part B?

For military retirees and their eligible family members, Tricare for Life works hand in hand with Medicare.

A miniature shopping cart on a wood tabletop contains regular-sized school supplies.

Back-to-School Budgeting Plan for Military Families

Back-to-school season is a fresh start for kids and families, a time to reconnect with friends or make new ones and the...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

Military News

Get the Military Insider Newsletter

Get the latest on pay updates, benefit changes and award-winning military content. Right in your inbox.

By signing up, you agree to our Privacy Notice.

Thank you for subscribing!

View more newsletters on our Subscriptions page.

One last step.

Verify your free subscription by following the instructions in the email sent to:

Most Popular Military News

U.S. Marine Corps Staff Sgt. Mujuni Menani, a senior drill instructor with Fox Company, 2nd Recruit Training Battalion, Recruit Training Regiment, recites the drill instructor creed on Marine Corps Recruit Depot Parris Island, S.C., Jan. 31, 2026. These drill instructors will be responsible for training and mentoring their recruits during the 13 weeks of recruit training. (U.S. Marine Corps photo by Cpl. Jordy Morales)

The Recruiting Surge Was Engineered. Can It Last in a War with Iran?

The military’s recruiting surge didn’t happen by accident. New programs drove gains, but as the war with Iran grows...

New recruits take the oath of enlistment at the Advocate Center for the Eleventh Annual Chicago Bulls Special Recruit Division Enlistment Ceremony in Chicago. (U.S. Navy photo by Mass Communication Specialist 2nd Class Camilo Fernan)

Could the US Bring Back the Draft? Who Would Be Called First — and Who Qualifies

Could the U.S. bring back the draft? Here’s how Selective Service works today, who would be called first and why only about...

A U.S. Army armored vehicle equipped with advanced targeting and air defense systems maneuvers through a training range, reflecting the service’s push to integrate AI-driven capabilities and rapidly field combat-ready technology. (U.S. Army Materiel Command)

Army Speeds AI Warfighting Push as US Troops are in Active Combat

An Army test used AI tools to hit 15 targets in one hour, signaling a rapid shift in how battlefield decisions are made and...

VA Study: Ozempic, Other GLP-1 Drugs May Fight Addiction Across Every Major Substance

For the more than 48 million Americans with substance use disorders, including a disproportionate share of veterans, GLP-1...

Bonnie Carroll, founder of TAPS, hugging a survivor (Photo courtesy of TAPS).

After the Knock on the Door: How TAPS Supports Military Families for Life

After a service member dies, families face a lifetime of grief. TAPS founder Bonnie Carroll explains how the organization...

Latest Military Videos

Fire at Oil Refinery in Northern Israel City of Haifa

Fire at oil refinery in northern Israel city of Haifa for second time during monthlong Iran war.

North Korean Leader Watches Missile Engine Test, Tanks, and Special Ops Soldiers

North Korean leader watches missile engine test, tanks, and special ops soldiers.

A Behind-the-Scenes Look at Astronauts Training for the Artemis Moon Mission

A behind-the-scenes look at astronauts training for the Artemis moon mission.

USS Massachusetts Joins the Navy Fleet Amid Ongoing War with Iran

USS Massachusetts joins the Navy fleet amid ongoing war with Iran.

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Could a Democrat Really Replace Marjorie Taylor Greene? This Retired Army General Is Trying

Harris, a farmer and retired Army general, is running to replace conservative firebrand Marjorie Taylor Greene, who resigned...

Kid Rock at the White House in 2025. Photo credit: Creative Commons

Kid Rock Army Helicopter Video Sparks Questions About Taxpayer Funding

A video of what appeared to be an Army Apache helicopter next to Kid Rock's home in Nashville has sparked online backlash.

Navy News

Navy Shipyard Workers Approve a Contract Deal with Bath Iron Works, Ending Weeklong Strike

Hundreds of employees at one of the U.S. Navy’s biggest shipbuilding contractors voted to approve a contract deal with Bath...

This image from video provided by U.S. Central Command shows U.S. Sailors and Marines aboard USS Tripoli (LHA 7) arriving in the U.S. Central Command area of responsibility, March 27, 2026. (U.S. Central Command via AP)

US Ground Forces Arrive in Middle East as Iran Conflict Escalates

Speculation has ramped up on whether President Trump would escalate the Iran conflict with a ground invasion.

Air Force News

Dieter Dengler is photographed after being rescued following his escape from Vietnam, weighing 93 pounds. (Matthäus Dengler)

25 Years: Nephew Remembers P.O.W. Navy Pilot Dieter Dengler Who Escaped Vietnam

Dieter Dengler, who died about 25 years ago, was "bigger than life."

Air Force pilot Josh Gunderson. (Submitted)

Air Force Fighter Pilot Hopes to Change Nicotine Habits with New Product

Air Force pilot Josh Gunderson has launched a second career, hoping his new product will help millions kick nicotine...

Space Force News

Robbie Robertson, Sedaro CEO and co-founder, presents a live demo to USSF leadership Thursday, Dec. 11, 2025, at Spacepower Conference in Orlando, FL. (Photo courtesy of SFA)

National Spacepower Center: Advancing US and Allied Spacepower

The Space Force Association launched the National Space Center in Dec. 2025 to connect government, academia and industry and...

This year's USO 2026 "Service Members of the Year." (USO)

'Exceptional Courage': USO Announces its 2026 Service Members of the Year

This year's crop of USO honorees saved motorcycle crash victims, rescued bodies underwater, saved civilians from a building...

Marine Corps News

The sign at the entrance at Marine Corps Base Camp Pendleton

Marine Corporal Accused of Stealing and Selling Weapons From California’s Camp Pendleton

A U.S. Marine who was an ammunition specialist at California’s Camp Pendleton is charged with stealing ammo and weapons...