Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

a printed sheet of paper labeled "debt forgiveness" is pictured on a desk

Ask Lacey: Are Ads for 'Veteran Credit Forgiveness' Legit?

Most of these ads are not what they seem, and you're right to question them.

The front of a medical building appears with the sign "Clinical Annex."

Ask Lacey: Should I Stay Signed Up for Medicare Part B?

For military retirees and their eligible family members, Tricare for Life works hand in hand with Medicare.

A miniature shopping cart on a wood tabletop contains regular-sized school supplies.

Back-to-School Budgeting Plan for Military Families

Back-to-school season is a fresh start for kids and families, a time to reconnect with friends or make new ones and the...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

Ask Lacey: How Service Members Can Stick to a Financial Budget

Military-life curveballs such as mobilizations, an unplanned permanent change of station or unexpected moving costs make...

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Most Popular Military News

George Foster and a soldier examining Hideki Tojo for his new set of dentures.

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Latest Military Videos

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Investigations and Features

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Army News

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The 101st Airborne Division (Air Assault) color guard presents the colors during the official ceremony of the 78th year commemoration of Operation Market Garden at Sint-Oedenrode, Netherlands, Sept. 18, 2022. (U.S. Army photo by Capt. Angelo Mejia)

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Navy News

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Naval Education and Training Command (NETC) honors its 2025 Military Instructors of the Year (Austen McClain/NETC).

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Air Force News

Energy Secretary Chris Wright, center, and Under Secretary of Defense Michael Duffey,

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The nearly 700-mile flight was hailed as a breakthrough for U.S. efforts to fast-track commercial licensing for microreactors...

DoW Christian Service Draws Dozens of Complaints from Members, Contractors

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Space Force News

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Marine Corps News

Ross F. Gray, a Marine from Alabama, earned the Medal of Honor for his heroic actions on Iwo Jima. (Wikimedia Commons)

The Marine Who Crossed a Minefield Unarmed to Wipe Out Japanese Defenses on Iwo Jima

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Coast Guard News

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Coast Guard Seizes 200,000 Pounds of Cocaine in Six Months in Pacific Ocean

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