Personal Finances

Consumers Don't Know Personal Finances

When we were in school, an average or failing grade would have meant big trouble for us at home, often resulting in our parents putting us into "time-out" -- and that may be just what some fiscally irresponsible adults need. An NFCC survey allowed consumers to grade themselves on their knowledge of personal finance, and 34 percent -- more than 7... more

What Is a Good Credit Score for Renting an Apartment?


Like any good financial writer and blogger, I love talking about money. Everything interests me when it comes to personal finances. If I know something, I enjoy sharing my knowledge on the the subject. If I don't know about a particular topic, I want to find someone who does understand it so they can teach me. While most people consider convers... more

6 Money Rules You Can Break

Stacks of coins and pile of bills.

For most people, following basic money rules makes sense. But like everything else in life, there are situations when following tried-and-true advice might not work. Our professionals weigh in on when to consider the exceptions. Rule No. 1: Pay off debt and build an emergency fund before saving for retirement. Saving enough money to pay three ... more

Financial Advice for Your 20s, 30s, 40s, and Beyond

cash bag 428x285

Signs continue to sprout up that this recession may finally be coming to an end. As we let out a collective sigh of relief, it's a good time to take stock of your current financial situation. Are you on financial track? Here are some rough rules of thumb that you can use to benchmark your progress through life.  In your 20s: Your key challeng... more

Why I NEVER Order the Cheapest Thing On the Menu


When I was in my early twenties, I was pretttty frugal. To set the scene, I was living in a freakishly expensive city and equipped with a fairly narrow budget. Truth be told, it was the first time I was faced with full financial responsibility. Rent, insurance, student loan debt… all under my name. I was also 22 which meant I could still stay ... more

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