Military Retirement Archive

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Making the Most of Active-Duty Retirement Pay

Military Transition

Years before you hang up your uniform and leave active-duty military service, you will need to make a major decision about your retirement pay. If you entered on or after Aug. 1, 1986, you'll be asked around your 15th year of service to choose between two different retirement plans. The High-36 retirement plan is so named because it's based on the average of your highest 36 months of basic pay, while the CSB/REDUX option comes with a $30,000 ... more

Understanding Divorce in the Military


This content is provided courtesy of USAA. Legally, military personnel who are getting divorced are no different than anyone else, so the procedural process is the same. If you are in the military or a military spouse, there are some additional factors that can affect your divorce. For instance, the process may take longer if one of you is on active duty in a remote area or have a permanent station overseas. There are some states that have r... more

Your Mission: Saving for Retirement

Young Servicemember and Family

Whether you’re beginning to save for retirement or have an active plan of action, bravo! You’re well on your way to securing the future for you and your family. If you plan to stay in the military through retirement, your pension will act as a good starting point. You may be eligible for a pension, or retired pay, if you serve a minimum amount of time—usually 20 years. The amount of your pension will be based on the number of years you served ... more

Military Retirement General Information

Army officer retirement  ceremony.

Personal and Family Information This period of transition provides an excellent opportunity to get your personal and Family records in order. Original or certified copies of documents are required when you file for various benefits from the Department of Veterans Affairs (VA), Social Security Administration (SSA), and other government agencies. You should make sure that your vital documents are in order and that your next of kin or the ... more

Transition Leave Overview

Army soldiers plan with a document.

Document AR 600-8-10, Leave and Pass Administrative Absences, governs leave. Transition leave is ordinary leave chargeable to the Soldiers accrued leave account and granted together with transition from the service, to include retirement. At retirement, the leave you have accrued through your retirement date may be sold (limit of 60 days per career), used as transition leave, or split between these two options. You must decide what is bes... more

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Money Matters


Paycheck Chronicles

Could You Afford To Go Home In An Emergency?

Military families pretty rarely live near their extended families, and this can be the cause of financial trouble when there is an emergency. In my experience working with military families, travelling home on emergency leave is one of the single largest financial stressors. My question to you: do you have enough money to get home […]

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