Time is so important to us. Years ago, people told the time from the seasons and the tides and the sun.
Today, we rely on calendars and clocks to keep us on track, and we pay attention to our time right down to the second (and in sports, we even pay attention to time right down the millisecond).
We make sure that we get to work on time and get the kids to soccer practice on time. Time is an asset that we all wish we had more of. We envy people with perfect timing. We save time when we can so we can spend time doing things we enjoy.
When it comes to credit scores, time is a valuable commodity. If you want to achieve or maintain a great credit score, use these four time-related tips to help you.
In our modern age, time is important. It’s the one thing that we all get the same amount of (24 hours each day) and it’s how we spend that time that matters. You can use time to your advantage to help boost or maintain credit by doing the right things at the right time and letting time heal the credit items we don’t want on our report.
Credit.com provides readers with unique insight, helpful tips and straight answers about their financial world. Our team of reporters and experts explore credit, loans, debt, saving, and identity theft topics, all designed to help you make smarter financial decisions. Visit Credit.com to sign up for your FREE Credit Report Card and find out where you stand today!
One popular strategy for earning higher-than-savings-account interest is a certificate of deposit (CD) ladder. A CD ladder (or laddered CDs) is a way of purchasing multiple smaller CDs rather than one larger CD, staggering the maturation dates. There are two main benefits to laddering your CDs: flexibility and higher interest rates. While you can [...]