Burglars tend to look for the easiest targets. By keeping your home secure and making it tougher to access, you increase the odds that thieves will go elsewhere. The Insurance Information Institute says you can make your home less burglar-friendly with a few easy steps.
Also, if you are planning to be away, arrange to have your home look lived in and avoid doing or saying anything that might inadvertently let others know your home will be unattended.
September is National Preparedness Month, and it's a great time to get family, neighbors and your community involved. Being prepared can mean the difference between a difficult but safe experience and a chaotic and potentially life-threatening one.
Be Proactive about Preventing Dog Bites
Dog bites accounted for more than one-third of all homeowners insurance liability claims in 2011, reports the Insurance Information Institute. Not to mention, they can cause serious and painful injuries. Follow these tips to help your pet become friendly toward others:
Review your homeowners or renters insurance to make make sure you are adequately covered in the event of an incident with your dog.
Don't Let A Leak Catch You Off-Guard
Water losses account for one in every three home claims reported by USAA members that are not the result of a catastrophe. Detect water leaks early before serious damage is done with easy-to-use, battery-operated water alarms. Water detection devices can be purchased at many home improvement stores.
One popular strategy for earning higher-than-savings-account interest is a certificate of deposit (CD) ladder. A CD ladder (or laddered CDs) is a way of purchasing multiple smaller CDs rather than one larger CD, staggering the maturation dates. There are two main benefits to laddering your CDs: flexibility and higher interest rates. While you can [...]