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VA Dental Insurance Program

VA dental insurance smile.

The Department of Veterans Affairs provides comprehensive dental care to Veterans who meet eligibility standards; however, the benefit is not available to many Veterans. VA would like all Veterans and beneficiaries to have access to good oral health. Good oral health is more than just a nice smile or ability to chew favorite foods – it impacts a person's overall health throughout his or her life.

VA's Dental Insurance Program (VADIP) offers enrolled Veterans and beneficiaries of VA's Civilian Health and Medical Program (CHAMPVA) the opportunity to purchase dental insurance at a reduced cost. VA is offering this service through Delta Dental and MetLife.

VADIP is a three-year, national pilot program to assess the feasibility and advisability of providing a premium-based dental insurance plan to eligible individuals. The program is mandated by Public Law 111-163, Caregivers and Veterans Omnibus Health Services Act of 2010.

Eligibility for VADIP

Veterans enrolled in the VA health care program and CHAMPVA program beneficiaries are eligible to participate in VADIP. Participation in VADIP will not affect Veterans' eligibility for VA dental services and treatment.

Dependents of Veterans, except those eligible under CHAMPVA, are not eligible for VADIP; however, separate coverage options may be offered dependents by the insurance carrier.

Dental Plan Information VA has contracted with Delta Dental and MetLife, private insurers, to administer the dental insurance program.

Beginning November 15, 2013, individuals interested in participating in VADIP may complete an application online, over the phone or by mail. A direct link to each provider's VADIP webpage is available from www.va.gov/healthbenefits/VADIP. The following table shows contact information for each provider.

PROVIDER TOLL-FREE NUMBER WEBSITE MAILING ADDRESS
Delta Dental 855-370-3303 www.deltadentalvadip.org Delta Dental of California Federal Government Programs
PO Box 537013
Sacramento, CA
95853-7013
MetLife 888-310-1681 www.metlife.com/VADIP MetLife Dental Claims
PO Box 981282
El Paso, TX
79998-1282

An agency may not conduct or sponsor an information collection and a person is not required to respond to a collection of information unless it displays a currently valid OMB control number. The public reporting burden for this collection of information is 15 minutes per response, including the time for reviewing instructions, and completing and submitting the form. Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions for reducing this burden to: VHA Clearance Officer (10B4); Department of Veterans Affairs; 810 Vermont Ave. NW; Washington, DC 20420.

DO NOT SEND YOUR APPLICATION TO THIS ADDRESS.

Coverage under VADIP begins January 1, 2014, and will be provided throughout the United States and its territories. The initial participation period will be at least 12 calendar months. Afterward, VADIP beneficiaries can renew their participation for another 12-month period or be covered month-to-month, as long as the participant remains eligible for coverage and VA continues VADIP.

Multiple plan options will allow participants to select a plan that provides benefits and premiums that meet their dental needs and budget. The offered plans vary and may include diagnostic, preventative, surgical, emergency and endodontic/restorative treatment. Each participant will pay a fixed monthly premium for coverage, in addition to any copayments required by his or her plan.

For more information on VADIP, visit www.va.gov/healthbenefits/VADIP and click the insurer's link for specific information regarding registration, rates and services, or call Delta Dental at 1-855-370-3303 or MetLife at 1-888-310-1681.

Frequently Asked Questions

What is the VA Dental Insurance Program?
The VA Dental Insurance Program (VADIP) is a three-year, national pilot program to assess the feasibility and advisability of providing a premium-based dental insurance plan to eligible individuals.

Who is eligible for the program?
Veterans enrolled in the VA health care program and CHAMPVA program beneficiaries are eligible to participate in VADIP.

Does the program affect VA's existing dental coverage?
Participation in VADIP will not affect Veterans' eligibility for VA dental services and treatment.

What is CHAMPVA's role in this program?
CHAMPVA only will provide a contracted insurance company with eligibility information. The insurance company will provide all other services.

Can my family participate in VADIP?
Dependents of Veterans, except those eligible under CHAMPVA, are not eligible for VADIP; however, separate coverage options may be offered dependents by the insurance carrier.

Who are the insurance carriers?
VA has contracted with Delta Dental and MetLife, private insurers, to administer the dental insurance program.

Is there a cost to participate in the program?
Each participant will pay a fixed monthly premium for coverage, in addition to any copayments required by his or her plan.

What services are offered?
Multiple plan options will allow participants to select a plan that provides benefits and premiums that meet their dental needs and budget. The offered plans vary and may include diagnostic, preventative, surgical, emergency and endodontic/restorative treatment.

Where do I receive treatment?
Coverage for VADIP dental services will be provided in the United States and its territories.

What if I travel or move?
Both insurance providers offer care nationwide. Coordinate with your provider in advance of your travel or move for information on coverage.

When can I apply for the program?
Beginning November 15, 2013, individuals interested in participating in VADIP may complete an application online, over the phone or by mail.

When does coverage begin?
Coverage will begin depending on when you apply for the program, but no sooner than January 1, 2014.

What happens to my coverage when the pilot period ends?
Dental coverage is available through the contracted period of the pilot unless the program is extended or made permanent.

Is there a mandatory participation period?
The initial participation period will be at least 12 calendar months. Afterward, beneficiaries can renew their participation for another 12-month period or be covered month-to-month, as long as the participant remains eligible for coverage and VA continues VADIP.

Can I be denied participation?
The contracted insurance carriers must accept all eligible beneficiaries who request participation.

How do I apply for VADIP?
Eligible individuals interested in participating in VADIP may apply by mail, online or by phone. For details, visit www.va.gov/healthbenefits/VADIP.

How do I get more information?
For more information on VADIP, visit www.va.gov/healthbenefits/VADIP or call Delta Dental at 855-370-3303 or MetLife at 888-310-1681.

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