SERVICEMEMBERS CIVIL RELIEF ACT
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Health Insurance Reinstatement
If you are called to active duty, you are entitled to have any health insurance you had before you left be reinstated upon your return.
Installment Contracts and Mortgage Foreclosures
A servicemember who, prior to entry into active duty, entered an installment contract for the purchase of real or personal property, will be protected under the SSCRA if the servicemember's ability to make the payments is "materially affected" by the military service.
Member's private life insurance policy is protected against lapse, termination, and forfeiture for nonpayment of premiums or if any indebtedness for period of military service plus two years.
Maximum Rate of Interest
If you are on active duty, the amount of interest that may be collected on debts of persons is limited to 6 percent per year during the period of military service.
Another key provision under the SSCRA protects your dependents from being evicted while you are serving your country. Feel secure about your depenents when you leave for active duty. Read more here.
Servicemember's Civil Relief Act - Civil Judicial Proceedings
The Servicemembers Civil Relief Act protects servicemembers from certain judicial proceedings until they return from military service, deployment or overseas tours of duty.
Servicemember's Civil Relief Act (SCRA) FAQs
Find answers to some of the most frequently asked questions about Servicemember's Civil Relief Act.
Stay of Execution of Judgments/Attachments
If the person against whom action brought is, or within the last 60 days was, in military service the court may stay the execution of judgments, court actions, attachments and garnishments.
Stay of Proceedings
Service members involved in civil litigation can request a delay in proceedings if they can show their military responsibilities preclude their proper representation in court.
The member's state of legal domicile may tax military income and personal property. Read more about taxation here.
Termination of Lease
Provided you follow correct procedure, you may terminate lease of your property without worry. Learn about the rules that protect you here.
The Servicemember's Civil Relief Act Overview
The SCRA is a federal law that updates and expands all military members important financial and legal rights as they enter active duty or are deployed to new duty stations. Get an overview here.
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