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Benefits Available to You 
Social Security is intended to serve as replacement income in the event of (a) retirement (b) injury/disability or (c) death. See who else in your family is eligible for your benefits, and get a grasp on the basic requirements to begin collecting.


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Social Security: Benefits Available To You
 

Social Security Benefits are available to:
  • Retired, insured workers 62 years of age or older
  • The survivors and dependents of a retired or disabled worker
  • An insured worker under 65 who is disabled
  • A one-time lump sum payment to the survivors/dependents upon the death of an insured worker
Social Security is intended to serve as replacement income in the event of (a) retirement (b) injury/disability or (c) death. Though Social Security does not provide you with as much income as you earned while you were working, it is a significant amount. Service members should be just as knowledgeable as civilian workers - the same Social Security regulations and benefits apply to all.

Keep abreast of changes in social security law. See http://www.ssa.gov for benefit details, contact information, and answers to many of your questions.

Two Important Points:
  • Age 62 is the earliest you can collect Social Security retirement benefits.
  • The age at which you can receive full retirement benefits is rising.
 


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